Stockman Farmsaddlesslide show image 2slide show image

Deposit Products

Stockmans Bank offers a variety of deposit products to meet your financial needs.  Whether you need a  business checking account, a savings account for your child, or a CD to earn some interest...our friendly, professional staff is here to assist you in deciding what's best in order to meet your own financial goals.  And don't forget, financial situations change...even if you’ve been a long-time customer and think your accounts suit you just right, never hesitate to drop by and re-visit with us about your options.  Throughout life, most people's financial situations change, so we are here to offer the best products and services to you for every stage of life.  So visit your local branch today…we’ll help you get the most "bang for your buck" by finding the right accounts tailored to meet your needs for today and for tomorrow!

CHECKING ACCOUNT TYPES:

FREE CHECKING

  • Initial deposit of $50.00 
  • No service fee 
  • Unlimited transactions 
  • Monthly statements

BUSINESS FREE CHECKING 

  • Initial deposit of $50.00 
  • Unlimited transactions 
  • Monthly statements 

PREFERRED BANK CLUB

  • Accidental death & dismemberment insurance 
  • Prescription drug discounts
  • Credit card registration service 
  • Free internet banking 
  • Free in bank transfers 
  • Discount on lock boxes 
  • In house account opening 
  • Free cashier's checks 
  • Photocopies 
  • Free account printouts 
  • Initial deposit of $50.00 
  • Must maintain a personal (not business) checking account 
  • Monthly fee of $8.50
  • Personalized checks (up to 3 boxes per year) 
  • Maintain minimum balance of $2,500.00 and you will receive all of the benefits in Bank Club for one half the normal monthly fee

SUPER NOW ACCOUNT

  • Interest-bearing account 
  • Interest accrued daily on collected balance and compounded monthly 
  • No transaction limits 
  • Initial deposit of $2,500.00 
  • Must maintain minimum account balance of $2,500.00 to obtain disclosed annual percentage yield 
  • Interest rates can change periodically

$8.00 monthly service charge if balance falls below $2,500.00

back to top

NOW ACCOUNT

  • Interest-bearing account 
  • Interest accrued daily on collected balance and compounded monthly 
  • No transaction limits 
  • Initial deposit of $1,500.00 
  • Must maintain minimum account balance of $1,500.00 to obtain disclosed annual percentage yield 
  • Interest rates can change periodically

$5.00 monthly service charge if balance falls below $1,500.00

SENIOR ADVANTAGE ACCOUNT 

  • Interest-bearing account 
  • Interest accrued daily on collected balance and compounded monthly 
  • No transaction limits 
  • Initial deposit of $1,000.00 
  • Must be 62 or older 
  • Free checks 
  • Small lock box for 1st year is free - every year thereafter, lock box fee is 30% off normal fee 
  • Must maintain minimum account balance of $ 1,000.00 to obtain disclosed annual percentage yield 
  • Interest rates can change periodically

PREMIER ACCOUNT 

  • Interest-bearing account 
  • Interest rates can change periodically 
  • If daily balance is >$10,000.00, interest rate paid will be based upon a rate that considers tiered balances 
  • Interest accrued daily on collected balance and compounded monthly 
  • Only (6) withdrawals permitted each statement cycle (ATM not permitted) 
  • Initial deposit of $ 10,000.00 or greater 
  • $8.00 monthly service charge if balance falls below $10,000.00 
  • Excessive withdrawal fee of $15.00 charged for each withdrawal exceeding limitations above

back to top

MONEY MARKET ACCOUNT 

  • Interest-bearing account 
  • Interest rates can change periodically 
  • Interest accrued daily on collected balance and compounded monthly 
  • Only (6) withdrawals permitted each statement cycle (ATM not permitted) 
  • Initial deposit of $2,500.00 or greater 
  • $8.00 monthly service charge if balance falls below $2,500.00

Excessive withdrawal fee of $15.00 charged for each withdrawal exceeding limitations above

SAVINGS ACCOUNTS

  • Interest-bearing account 
  • Interest rates can change periodically 
  • Juvenile accounts available
  • Initial deposit of $100

CERTIFICATES OF DEPOSIT

  • Time deposit with a fixed term
  • Interest is paid, with the rate depending on the term, which is usually at a higher rate than savings accounts
  • Can range from a 30-day term to a 5-year term
  • Early withdrawal penalties if money is withdrawn before maturity date
  • Like other deposit accounts, CDs are FDIC insured

back to top